Loans & Mortgages

Applying for a loan or taking out a mortgage can be a truly nerve-wracking experience. Understandably, you may feel overwhelmed by the long process and documentation involved. However, you do not need to go through this process alone. A lawyer for mortgage loans Australia-wide can go over your paperwork and offer honest, unbiased advice to help you make an informed decision.

Get the right advice

Are you hoping to borrow funds or have agreed to guarantor someone’s loan, it’s very important to understand all the implications and risks. Well, you’ve come to the right place. Whether you require a loan agreement, a residential or commercial mortgage, bank guarantee advice or the personal properties securities register, our skilled professionals can help you with all legal requirements.

How we assist you

Securing the funds for a mortgage or loan can be an absolute minefield. Fortunately, our team of mortgage experts are here to help you gain the financing you need to purchase a commercial, residential or investment property. We assist you with:

Loan agreements – As the name suggests, a loan agreement is a contract made between the borrower and the lender. Prior to entering into this major agreement, it is absolutely crucial that the loan is properly documented. Thorough loan documentation properly outlines essential information, such as the total amount borrowed, required repayment terms, the term of your loan, as well as whether your loan must be secured against other property.

Residential and commercial mortgages – Along with a loan agreement, it is very important for funds lent to borrowers to be secured. With your loan agreement, the most effective security is a mortgage that is registered against the borrower’s real property.

If you already have a mortgage registered against your property, the first mortgagee will need a Priority Document.

Personal property securities register – You can also secure a loan over your personal assets. These include vehicles, equipment and more. A personal property securities register (PPSR) signals that another party is claiming secured interest against a grantor’s personal assets. By placing a notice on a PPSR, it shows you have enforcement rights over another’s assets.

Bank guarantee document assistance – Before signing any bank guarantee documentation, it’s vital to seek quality legal advice. Our property lawyer will examine these documents for you, and advise you on the benefits and implications of a bank guarantee.

Do you need help securing funds for your investment property? Call or email us today to discuss your financial situation with our skilled mortgage loan lawyer.